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Amid all the publicity about the need for more federal insurance to bail out ailing savings and loans, there has been far too little discussion about how to avoid needing it.
The 18 California savings and loans placed under special regulatory supervision in the past 18 months lost a total of $155 million in the first three months of this year after losses of $706 million in 1985, figures from the Federal Home Loan Bank Board show.
Financial analysts lavish them with attention and bathe their chief executives in kind words because they are awash in money.
Despite growing signs that Ohio's bank holiday for its 70 privately insured savings and loan institutions is likely to continue at least until late this week, Ohio Gov.
Two more savings and loans on Tuesday were given conditional approval for federal deposit insurance, while customers of the lone financial institution still closed said they were stepping up efforts to get it reopened.
Two East Coast savings and loans have filed a $222-million suit against Wells Fargo Bank for losses suffered in the purchase of mortgage-backed securities.
Dozens of privately insured savings and loan associations in several states have applied for federal deposit insurance after a run on deposits at state-chartered Maryland thrift institutions, the nation's top savings and loan regulator said Wednesday.
Many new savings and loan associations have drifted from the traditional role of providing home financing.
The Federal Home Loan Bank Board proposed new rules Friday that would greatly increase the ability of federally chartered savings and loan associations to expand across state lines.
Chase Manhattan Corp.'
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